Hi, I'm Kristi — also known as kb. I help families get affordable life insurance, protect what matters most, and build a tax-free retirement. Simple, honest, and tailored to you.
🤍 $10M+ paid to families
Pick a time that works for you below. We'll talk through your goals and find coverage that fits your life and your budget — no obligation, ever.
Prefer to reach out first? Send a message or email kristi@kblifeandco.com.
Whatever you're protecting — your family, your home, your retirement, or your final wishes — there's a strategy that fits. Explore the options, then book a call and I'll help you choose.
Keep your family in the home you've built. If something happens to you, the mortgage gets paid — and many plans return your premiums if you outlive the term.
Learn moreYour paycheck supports everyone who counts on you. Term life replaces that income so your family can keep their footing — affordable coverage when they'd need it most.
Learn moreIndexed Universal Life builds cash value you can tap tax-free in retirement — while still leaving a death benefit behind. Grow with the market without the downside risk.
Learn moreCoverage for life with locked-in prices that never increase. Designed to make sure funeral and end-of-life costs are handled — so your family isn't left with the bill.
Learn moreA safe way to share in the market's gains while avoiding its losses — keeping your retirement secure with guaranteed, predictable income you can't outlive.
Learn moreKeeping it minimal but still protecting who you're leaving behind? An affordable way to handle final wishes without leaving your family the cost.
Learn moreLock in guaranteed insurability for your kids later in life, at today's low rates — and protect yourself as the parent if the worst should ever happen.
Learn more
Kristi Brown
Life Insurance Consultant
Licensed in:
Because I work with many carriers — not just one — I can compare options and bring you coverage that actually fits, at a price that makes sense.



















The fastest way to get answers is to book a call — but if you'd rather send a message, I'll personally get back to you and walk you through your options. No pressure, ever.